-3dc97f3d182b6b0ed3d-4577 20221008082955071 beie:beie director@blueeyesintelligence.org WEB-FORM International Journal of Innovative Technology and Exploring Engineering IJITEE 22783075 10.35940/ijitee https://www.ijitee.org/ 10 30 2022 11 11 Associate Professor, Gargi College, University of Delhi. Dr. Sangeeta Jerath With the liberalisation of the Indian banking sector in 2014, the digital payment ecosystem has undergone a steady transformation which can be attributed to the usage of new technologies like Automated Teller Machines (ATM) and Magnetic Ink Character Recognition (MICR). Digital payment systems offer convenience and security while transacting. In 2010, a variety of payment products (stored value cards, wallets, and recharge vouchers) and service providers were introduced. The launching of Digital India in 2015, gave a further boost to the digitalization process. Initiatives have been taken to improve the payment infrastructure to make technology accessible and cost-effective. This study examines the growth of digital payments in India, growth in different modes of payment in India as well as growth in Indian Payment Infrastructures. For this study, data has been compiled from RBI Bulletin, RBI Annual Reports, RBI Reports and authentic websites. The analysis of Payment and Settlement System Statistics revealed exponential growth in the usage of various modes of digital payment. RBI has constructed Digital Payment Index (DPI) with a base period of March 2018 and a DPI score of 100. The high DPI scores released by RBI revealed the widespread use and deepening of digital payments in India. This has been made possible by the Government of India's and the RBI's consistent efforts to improve Payment Infrastructure. The study found that India is experiencing robust growth in the digital payments arena. 10 30 2022 47 54 CC BY-NC-ND 4.0 10.35940/BEIESP.CrossMarkPolicy www.ijitee.org true 10.35940/ijitee.K9303.10111122 https://www.ijitee.org/portfolio-item/k930310111122/ Assistant Professor, Department of Architecture, Allana College of Architecture, Pune (Maharashtra), India Ar. Gayatri Mahajan Construction technology is a collective term for types of technology that have a specific use within the construction industry. Adoption of recent digital transformation technology is the need of today to speed up the business and is also the basis of construction improvement. Incorporating and practicing the technologies such as cloud-based communication and collaboration solution, Mobile Apps and 5G,3D printing, Building Information Modelling (BIM) and Digital Twins, CAD / CAM, Augmented Reality(AR)/ Virtual Reality(VR), Big Data, Internet of Things(IoT), Wearables, Blockchain(BC), Modular Construction(MC), Offsite Manifesting, Prefabrication(PF), Robotic, Drones and Global Positioning System (GPS) controlled equipment expedite the progress in the Construction industry (CI). Resources used are journaled research articles, web/net surfing, books, thesis, reports/surveys, magazines, etc. The outline of the research organization for this study is framed at four distinct levels in context to conceptualization, resources, innovative and emerging trends in CI, and better methods for completion of the construction projects. The present study conducted during 2020-2022 reveals that implementing these technologies improves the level of standards, planning, security, well-being, sustainability, and economics too. Application uses, benefits, impact, advantages/disadvantages, limitations and challenges, and policies are dealt with to provide information to architects and builders for smooth completion of the project. Results explain that construction technology trends vary from 4 to 15 for CI, and eventually, it reaches 27 for Civil Engineering (CE). The perspective of the most recent innovations, trends, tools, challenges, and solutions is highly embraced in the field of construction. The incorporation of the above said technologies in the pandemic Covid -19and post-pandemic might lead to a focus on finding out effective ways to adopt new-age technologies for CI. 10 30 2022 55 64 CC BY-NC-ND 4.0 10.35940/BEIESP.CrossMarkPolicy www.ijitee.org true 10.35940/ijitee.G9236.10111122 https://www.ijitee.org/portfolio-item/g92360811922/