An Approach of Secured Ecommerce Transaction Model without using Credit or Debit Card
Nilanjan Das1, Ramkrishna Das2

1Nilanjan Das, Department of Computer Application, Siliguri Institute of Technology, Siliguri (West Bengal), India.
2Ramkrishna Das, Department of Computer Application, Haldia Institute of Technology, Haldia (West Bengal), India.
Manuscript received on 10 May 2013 | Revised Manuscript received on 18 May 2013 | Manuscript Published on 30 May 2013 | PP: 184-187 | Volume-2 Issue-6, May 2013 | Retrieval Number: F0833052613/13©BEIESP
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Abstract: E-Commerce or e-business consists of the buying and selling of products or services over computer networks including Internet. The amount of trade conducted electronically has grown with widespread Internet usage. Security of transaction process in E-Commerce is more difficult to implement and there is no privacy of information as the information passes through the internet may be accessed by strangers. In this paper we proposed an idea for secure e-commerce transaction. In this mechanism customer buy products from seller through online without using their credit or debit card details. The payment is done between seller and customer bank account. The purchased amount is being verified by customer bank from the customer and also by the seller bank from the seller. The purchased amount is being transferred from customer account to seller account after the proper verification of the amount from both the seller and the customer end. This new idea is more secured compared to existing online payment system as we are making transaction between the seller and customer bank account without using the credit or debit card.
Keywords: E-Commerce Security, Online Fund Transfer, Verification of Amount From Seller And Customer.

Scope of the Article: Probabilistic Models and Methods