Impact of Public Intervention on Poor in Odisha: Special Focus on Pradhan Mantri Jan-Dhan Yojana
Namita Swain1, Ajay Jain2

1Namita Swain, Research Scholar, SRM IST, Chennai (Tamil Nadu), India.

2Dr. Ajay Jain, Assistant Professor, SRM IST, Chennai (Tamil Nadu), India.

Manuscript received on 08 September 2019 | Revised Manuscript received on 17 September 2019 | Manuscript Published on 26 October 2019 | PP: 500-504 | Volume-8 Issue-11S2 September 2019 | Retrieval Number: K108309811S219/2019©BEIESP | DOI: 10.35940/ijitee.K1083.09811S219

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Abstract: The establishment of Regional Rural Banks, cooperative societies, primary agricultural societies and introduction of priority sector credit guidelines are some of the state led initiatives which predominantly played an important role to develop a better scenario for the upliftment of the poor and weaker people in the country associated with agricultural sector and other allied sectors. But over the years it has been suggested in various literatures that the core aim of this type of financial inclusion may not be able to uplift the livelihood of the poor to an appreciable extent. This present paper evaluates the effects of PMJDY (nation-wide financial inclusion scheme) in the state of Odisha, and the results are being normalized for four different district the detail of which is mentioned in the below given matter. Study is based on primary data and the number of samples is 200 i.e. 50 from each district. The results are evaluated using one way ANOVA.

Keywords: Financial Inclusion, PMJDY, Odisha.
Scope of the Article: Social Sciences